5 Common Myths About Personal Injury Cases
Every year in Ontario, tens of thousands of individuals suffer personal injuries as a result of another person’s negligence or carelessness. There are a variety of situations in which someone can file a personal injury claim including motor-vehicle collisions, slip and fall accidents, medical negligence, and other causes. Personal injury cases are complex and there are several misconceptions about personal injury cases in Ontario. An experienced personal injury lawyer is essential to guide you through the process.
Myth #1: I can sue at any time
If you have been involved in an accident, it is imperative to file your claim as soon as possible. In Ontario, the basic limitation period for most personal injury cases is two years after the date of the accident. The quicker you file your claim, however, the sooner you can receive compensation.
Myth #2: I am guaranteed compensation
While a personal injury claim may seem clear-cut, compensation is never guaranteed. Insurance companies can find loopholes in order to avoid making a payout. Consulting an experienced personal injury lawyer, however, can strengthen your case and increase your likelihood of receiving compensation.
Myth #3: My insurance will cover all my costs if I am injured
While injuries from accidents are common, insurance companies often end up only paying out a small percentage of costs. Insurance companies do not work for you: their primary concern is their bottom line! Always speak with an experienced personal injury claim lawyer prior to disclosing any information to your insurance provider.
Myth #4: Personal injury lawsuits take years
All personal injury claims are different. Some cases are very complicated and can take years to resolve, while others are more straightforward and can be resolved in a much shorter period. Hiring an experienced personal injury lawyer, however, will speed up your claims process.
Myth #5: I can only be compensated for physical injuries
Many injuries are complex and not physical in nature. In personal injury cases, you can be compensated for emotional and psychological injuries, including anxiety, depression, post-traumatic stress, and sleep difficulty.